Long Term Disability
We offer reinsurance solutions for Long Term Disability (LTD) covering Employer Group, Association and Creditor on an excess and quota-share basis.
With the volatility inherent in this line of business our experience leads us to believe a prudent product design and strong claims management approach are essential to profitability. Our team of claims experts perform file reviews on a periodic basis to assess our clients' claims adjudication procedures for improvements and to ensure their appropriateness. We provide consultation services on the effective utilization of claims investigations and legal services and methods in claim settlements.
Our group underwriting team can provide training, audits, peer review on specific cases and underwriting guidelines while our Actuarial team can provide the training and necessary tools to establish an on-going program for experience and profitability analysis.