Individual Life Insurance

Optimum Reassurance is a full-service reinsurer and specializes in providing creative reinsurance and financial solutions and services to our clients in the life and health business.

We offer an array of services and expertise that include product development, training, underwriting risk selection, review and offer of second opinion on pricing, claims and underwriting.

Our in-house developed administrative system featuring state-of-the-art capabilities offers many functionalities and utmost flexibility for both our clients and us. Key features include individual cession processing, automatic cross-checking of remitted premiums, internal verification process to identify potential error and omissions, just to name a few. As part of a reinsurance program, we would be pleased to perform the administration function on behalf of our clients if they so desired.

At Optimum Reassurance, we have a proven history of providing customized reinsurance solutions that satisfies our clients' needs. Building on a long-standing history of technical expertise that combines a customer focus approach, our goal is to establish long-term reinsurance partnership that adapts to our clients growing and changing demands.

We offer innovative reinsurance solutions on the following list of Individual Life products: