About us

Since 1973, Optimum Reassurance has been offering its clients in the Canadian
market with professional reinsurance services and capacity. Optimum Reassurance
is the only reinsurer in Canada controlled by Canadian interests. It operates from
offices based in Montreal, Toronto and Barbados.

Optimum Reassurance is a subsidiary of the Montreal-based holding company, Optimum
Group. Optimum Group is a privately owned international financial group active in life
reinsurance, property and casualty insurance, life insurance, actuarial consulting and
asset management.

Optimum Reassurance has maintained an "A" (Excellent) rating by A.M. Best since it
was first awarded in 1998, making it the only active life reinsurer in Canada to have
never been downgraded.

Optimum Reassurance has the simplicity of one set of Canadian laws to comply, and
as such is nimble in the market it serves. Optimum Reassurance is incorporated under
a Quebec provincial license supervised by the Autorité des marchés financiers of
Quebec (AMF). It is also accredited by the Superintendent of Financial Institutions (OSFI)
as an approved provincially regulated reinsurer for reserve deduction in capital
requirement calculations similar to any federally registered reinsurer.

Optimum Reassurance is a full service life and health reinsurer. It offers reinsurance
services for Individual and Group insurance products.

Optimum Reassurance has an excellent and unique reputation in the market for its
customer focused approach.  It works closely with its clients to resolve a wide variety
of business issues and in building a long term partnership.

Optimum Reassurance opened a branch in Barbados for international reinsurance
operations in 2006. The branch accepts Life, Personal Accident and Group Health
business from the Caribbean and Latin America markets.

Corporate values

Since our beginnings in 1973, we have stood by our fundamental principles. Our Mission, Vision and Values have played a key role in our maintaining a solid foundation.

Our Executives

Our employees give Optimum Group its distinctive edge through the value of their contribution and the quality of the relationships they develop and build with clients.

To learn more about our Executives

A Member Company of Optimum Group

Optimum Re is a subsidiary of Optimum Group, a private international financial group active in life insurance, property and casualty insurance, life reinsurance, actuarial consulting and asset management. Optimum Group operates in Canada, the US the Caribbean and France.  More than 615 employees contribute to its success around the world.


Visit Optimum Group website

Privacy Notice

In the course of its business, such as offering products and services to its customers or meeting its legal obligations, the company may collect, use and share certain personal information. Files containing personal information are held by the company in a secure environment at the address mentioned below.

You may submit a request to access the file containing your personal information.

In addition, if you have any questions or are dissatisfied with our handling of your personal information, please contact us. If you are still not satisfied with the answers you receive, you may contact the Privacy Officer at the following address:

Contact by regular mail

Privacy Officer


425 de Maisonneuve Blvd. West, Suite 1200

Montreal, Quebec, H3A 3G5


Contact by e-mail: vieprivee@optimumre.com

When contacting us, please include your name and contact information, the nature of your request, the name of the department or person you have already contacted, and any other relevant information.

You may also contact the appropriate provincial privacy authority.

Need more information?

Contact Us

Call us: 514 288-1900

Reason to choose Optimum Reassurance

  • Knowledge and expertise
  • Corporate stability over 40 years
  • Primary focus is the Canadian market
  • Pioneer and leader in Travel Insurance
  • Close working relationships with clients
  • Web-based Life and CI underwriting manuals
  • Fairness and consistent approach with clients
  • Creative and flexible approaches to meet clients' needs
  • Immediate access by clients to senior staff / executives
  • Sophisticated administration – accuracy and information